Business management software and ERP for Nador traders and SMEs

Nador: a trading city facing new horizons

Nador has long been a trading city, set beside the Marchica lagoon and served by the port of Beni Ensar. Its economy, long tied to cross-border trade with Melilla, has been reorienting in recent years, and the city remains energised by a large diaspora in Europe that returns every summer and invests in property and trade. The large Nador West Med port, whose commercial opening has been announced, and the Marchica development projects open new prospects in logistics, industry and tourism.

For local businesses, these changes have one thing in common: serious partners, banks, large customers, contractors and public bodies, expect invoices that follow standard practice, an ICE number on every document and clear accounts. Managing from memory and a notebook is no longer enough.

A proper invoice: the details not to forget

An invoice between businesses carries standard details that SOGESTIO fills in automatically from your company record and the customer's. Numbering is sequential and assigned by the server, per document type and per year: no number can be skipped or used twice. Always have your templates checked by your chartered accountant.

• Seller's identity: company name, address, ICE, IF, RC and business tax number.
• Invoice number and date.
• Business customer's identity and ICE number.
• Description, quantities and unit prices excluding VAT.
• VAT rate and amount, total including VAT.
• Payment terms and bank details (RIB).

VAT: collect, deduct, declare

A VAT-registered business collects VAT on its sales and can, under the conditions set by law, deduct the VAT paid on its purchases and expenses. Simplified example for one month: 150,000 DH of sales excluding VAT at 20% gives 30,000 DH of output VAT; 100,000 DH of purchases at 20% gives 20,000 DH of input VAT. VAT payable is 10,000 DH, subject to deduction rules and the applicable regime, to be confirmed with your accountant.

SOGESTIO computes VAT line by line and totals it by rate (20%, 14%, 10%, 7% or exempt, rates that change with finance laws), records expenses with their deductible VAT by category, tracks carried-forward credit and exports the deductions statement as EDI XML for SIMPL-TVA. The dashboard shows output and input VAT at any time.

Wholesale and retail: stock, petty cash and bank kept apart

Household appliances, textiles, food, building materials: many Nador businesses trade wholesale and semi-wholesale, with one or more warehouses. SOGESTIO tracks stock per warehouse, with transfers, stocktaking, minimum alerts and CMUP valuation, and the Quote, Delivery note, Invoice, Payment chain prevents forgotten deliveries.

The petty cash book records every inflow and outflow, while bank accounts receive transfers, cheques and bills of exchange (LCN), reconciled with MT940 or CSV statements. Clearly separating cash in the till from money in the bank is often the first step towards reliable accounts. SOGESTIO is not a cash register: it does not replace a retail shop's checkout tool.

From sole trader to company: a tool that grows with you

SOGESTIO knows Moroccan legal forms: auto-entrepreneur, sole proprietorship, SARL, single-member SARL, SA, SNC and SCS. A trader who is starting out can begin on the Starter plan, sales, invoicing, stock, expenses and petty cash, then move to the Pro plan for banking, purchasing, accounting and payroll without losing any data.

When the books are kept in SOGESTIO, each invoice, purchase and payment creates its entry on the CGNC chart of accounts, and the financial statements are ready for review by the chartered accountant, who can work in the same database with a dedicated role.

An online service, from Nador to the whole region

SOGESTIO has no office in Nador: it is an online service usable anywhere in Morocco, in Arabic, French or English, and setup is remote, with customers, items and opening stock imported from Excel. The trader follows sales from the Android app or the web app installed on iPhone, and offline mode lets them enter quotes, draft invoices, payments and expenses without a connection; legal numbers are assigned by the server when syncing.

Businesses that prefer to keep their data on their premises can install the On-premise edition on their server, through Docker or a Windows installer. The 14-day free trial needs no card; the Starter plan costs 199 DH/month or 1,990 DH/year excluding VAT.